"We buy things we don’t need, with money we don’t have, to impress people we don’t really like. "
"If you will live like no one else now, later you can live like no one else."
"Act your wage."
Dave Ramsey
Dave Ramsey identified seven baby steps to help begin your journey to financial peace. For the full description of each baby step I direct you to Dave's site here: 7 Baby Steps
Summarized below, credit for images to Dave's website:
$1000 to start an emergency fund
Pay off all debt using the Debt Snowball
3 to 6 months of expenses in savings
Invest 15% of household income into Roth IRA's and pre-tax retirement
College funding for children
Pay off home early
Build wealth and give!
