We both got paid today. That means I get to pay bills and plan the rest of the month.
Here are the bills I've paid today and pending payments:
- Tithe to Church: $810
- Alabama Power: $162
- Windsor Lake Apartment: 146.98
- My credit card balance: $104.37
- Student Loan (Auburn Perkins): $100
- Student Loan (Sallie Mae): $190
- Student Loan (Direct Loan): $130
- Student Loan (Citibank): $1000
- Hilary's Credit Card: $400
- Babysitter: $25
That adds up to: $3068.35 in pending payments.
This leaves us about $300 to last until next payday, July 29th & July 30th.
My strategy is to pay the big bills first, and force us to live off the remainder.
We had a few unexpected expenses come up this week:
- Hilary's computer broke, so she bought a new one on credit: $500
- Hilary's scholarship contract at the hospital in Auburn wasn't worked off completely so we owe $1562.23, to be paid within the next 24 months. I will break this into 6 payments of $260.37. This happened because she quit early from being sick, and because we moved. Had she worked there up until the end of July the contract would have been fulfilled.
Due to the last two expenses, I consider that our debt has increased. Hilary spent money on 18 month pictures for Charlotte, the new computer, and groceries were put on her credit card for a balance of $882.63. I will add that, plus the new $105 from my credit card, plus the hospital scholarship payback to our overall debt on the Thermometer.
- Debt: $2,489.23 + $161,000 = $163,489.23
- Paid Off: $13,735.04 + $1,524.37 = $15,259.41
- Debt Remaining: $-148,229.82
I am doing this so that I can keep a tally of all the debt we accumulate & payoff.
I'm looking forward to the end of the month so that I can make some more debt payments!
2 comments:
$810 tithe? That seems a bit high. Is it an annual thing or do you do this more frequently?
Hi! We have recently been in transition between churches after we moved. We spent a few weeks hunting for a church so we didn't tithe during that time. But, we did keep track of how much we wanted to tithe. This is an accumulation of several weeks of income, plus a bonus that I was given at work. Giving back to the Lord is very important to us. It is all his, and we trust in Him for all things financial. So we support our church and its ministry. Thanks for reading!
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