Saturday, January 7, 2012

First 30 Days of the 90 Day Body by Vi Challenge

It's been 30 days on the ViSalus Body by Vi Challenge and I'm doing great.  I've lost about 12 pounds in the first 30 days and several inches.  I haven't measured so probably need to.  I know my shirts aren't as tight, my pants are looser, and I had to cut another hole in my belt so I'm convinced that fat is leaving my body!  In a few days I'll get some pictures taken and post my first before/after for just the first 30 days.

One of my goals on the challenge is to lose weight and improve fitness so that I could complete my first half marathon!  Today I crossed that item off my bucket list - completed it well under my goal coming in at 2 hours 22 minutes.  I ran most of the time other than water stops and even sprinted up hill to the finish!

 

I'm still doing just 1 shake per day using the Balance kit and it is working well for me since I'm exercising.  Usually the balance kit is only for maintenance or athletes.  To really lose weight ViSalus recommends 2/day.  Unless my weight loss starts slowing down I probably won't bump it up.  However, I am working on my "3 for Free" and growing my business.  If my volume gets high enough I'd really like the brand new challenge kit that was released - called the FIT Kit.

My goal for the next 30 days is to break under 180 pounds.  I haven't been at a healthy weight for a long time so I'm not sure where I will "level out" once I've burned fat and built muscle.  I'm going to keep up my exercise program at the gym, of about 3-4 hour long sessions.  Half my time will be running to get my 5K time down and the other half of the time will be weightlifting and abdominal/core work.  

I also am going to start training in my Vibram Five Fingers for barefoot running.  They have a recommended training program that I'm going to try and follow.

Hope to be posting some great results in the next 30 days.  It will be a true challenge because I also start school this month. I'll be taking 2 online classes and that will stretch me thin.  If you saw my 2012 goals you know that I've set the bar high for myself.  I have a lot that I've put on my plate.

Monday, January 2, 2012

Top 25 of 2011


Last year I posted my Top 25 of 2010 and I am carrying on the tradition.  It is helpful for me to look back at the year and recount what happened.  I don't want to forget the good things and want to be sure I remember the lessons I was supposed to learn through the bad things.  This blog is really my only diary at the moment, so 5 years from now looking back at these lists will be a really fun time with my family.  So, here's my list in no particular order!  


  1. I went on my first deer hunt with a coworker and shot my first deer!  It felt great - one of my manly bucket list items.  My only regret is that I didn't get a picture with the deer.  So this one will have to do.            
  2. Auburn Tigers Won the National Championship, beating Oregon.  Go figure, I spend 8 years on campus at Auburn and then the year after I graduate they have a championship season.                          
  3. I took and passed the GMAT with a score of 610.  This was my first hurdle for getting into an MBA program.                                                                                                                                                              
  4. Spent the summer & fall taking MBA prerequisites - Principles of Accounting & Financial Management.                                                                                    
  5. Accepted into the University of Mississippi (Ole Miss) PMBA Program to start January 2012.                                        
  6. Paid off over $26,000 in non-house debt again!  Passed $52,000 total!  
  7. Bought a house!  We aren't house poor either.  Our mortgage is actually small than my other debt and he monthly payments are less than our rent used to be (including taxes & insurance)                               
  8. Met Dave Ramsey!                                             
  9. Started Financial Peace University.
  10. I'm training for my very first half marathon, and running it on January 7th.                                                 
  11. We took our first family beach trip to Gulf Shores, AL in September.
  12. Hilary took a much needed girls trip to the beach with her friend Susan.
  13. We got a dog, a lab puppy rather, named Lulu.  She lasted a month before we realized it was a bad idea and found a new owner for her.                                        
  14. We made it through another year of little sleep with a VERY fussy and clingy baby Clara.                      
  15. Hilary achieved her goal of breastfeeding Clara for a whole year!              
  16. Grandma Susan & Grandpa Fred visited for 4th of July Weekend & Went to the Canton Hot Air Balloon Festival.                                                   
  17. Grandpa Tim visited for Christmas!  He got Charlotte her first dollhouse.  
  18. Grandma Debbie came down to visit and help paint our living room over the summer.  Can't find a picture of Grandma during the visit, but here is a picture of the room - went from mustard orange to blue.                                                                                        
  19. Christmas in Canton!  Does 2 years in a row make this a tradition?  
  20. First Easter Egg Hunt for Charlotte in the Spring.  
  21. Mississippi State Fair!  I think Hilary took the girls about 5 times!  
  22. Clara turned 1 and Charlotte turned 3, had a birthday party at Pump it Up!
  23. Hilary turned 26 and Thomas turn 28!                                             
  24. Hilary and I celebrated our 5 Year Anniversary!!                
  25. We joined the 90 Day Body By Vi Challenge with ViSalus Sciences and I lost 11 pounds in December!                                                  

Saturday, December 31, 2011

Passion Conferences | Bring Glory To God

I miss going to Passion Conferences.  They are life changing, heart changing, God glorifying, and being used powerfully by God.  If you are a college student - I highly encourage you to go.  Passion 2012 is sold out and starts January 3rd.  I encourage you to pray for all the students who will be making the trek to Atlanta this year that their hearts will be prepared, opened, and that souls would be saved.

Passion Conferences involve incredible worship music - that stirs your emotions in a manner that David stirs us in Psalms - drawing us closer to God.  There are seminars and breakout sessions that challenge you, teach you, and equip you.  Speakers such as Louie Giglio, Francis Chan, John Piper, and many others usually are present.  Bands such as the David Crowder Band, Chris Tomlin, Matt Redman usually are leading worship.  The "Do Something Now" movement at the conference encourages students to be kingdom minded and serve, give, and participate in worldwide mission and evangelism work.

Visit 268Generation.com to learn more about Passion.

Here are some videos from Passion Events.  The one from 2008 I went to.  The ones from 2011 are just really exciting to listen and worship to - wish I could have gone.









YNAB Rule # 1: Give Every Dollar a Job

The "You Need a Budget" budgeting methodology has 4 simple rules.  Throughout my giveaway of the software, I'll highlight each rule.



How it Works

Instead of deciding to buy something based on the big (or small) pile of money in your checking account balance, you’ll decide based on a category balance.
Learn more about how and why it works here.  
Do you need help getting your budget straightened out for the new year?  Get help from YNAB!  
Enter to win free software through my giveaway that lasts until January 8th.  
You can earn up to 10 entries!  


Friday, December 30, 2011

Resolutions | 5 Reasons Why They Fail & 5 Ways to Change That


2012 is upon us and it is resolution season.  Most people make resolutions of some kind - some are more serious about it than others.  Personally, until recently I hadn't gotten into the notion of making new years resolutions.  I usually try to change things as I think about them throughout the year, and either fail or succeed depending on how much effort I put into it.  

For the past 2 years, I've been intentional about goal setting for the new year - which I believe is a little more strategic and practical than just making new year's resolutions.

One common theme that I hear all the time though is that more often than not, resolutions fail - and they fail early sometimes before getting out of the starting gate.

I thought I'd write out a few thoughts of why I think this occurs.


new years res.jpg
1. Your resolution makes too drastic of a change in your normal routine. During holiday downtime anything seems possible – but when life kicks back into full swing in the spring you didn’t account for how much time your resolution required and you didn’t make any changes to your schedule to account for it. An article by Fox News called "How to make healthy habits stick in the new Year" says: 
“The problem with resolutions, especially New Years, is that they are sudden changes in lifestyle that are different from what we normally do and easy to sabotage,” said Dr. Michael Monaco, an MDVIP-affiliated primary care physician.  “If you have a bad week, you may overdo it at a party on the weekend, or if you get busy at work, you may not exercise and get out of the routine for a few days. 
2. Your goals are too vague or not thought out. There aren’t enough details in the resolution and there is not an actionable plan to actually achieve it.

3. You didn’t make the resolution personal. It wasn’t based on your personality and life, but rather you copied it from someone else or made it based on what you perceive that others think of you.

4. You weren’t patient. Depending on the habit, it can take sometimes up to 60 days to form a new habit or break an old habit. That means that giving up in January doesn’t give you a chance to succeed.

5. You did it alone. Resolutions are more fun when you have people to do it with and hold you accountable. Resolutions often affect your family members and without their support and buy in you won’t get far.

So how do you prevent the five modes of failure above?  Well here are some of my thoughts:

1.  When making a resolution - imagine and ask yourself how it will fit into your normal routine.  Will it make your life easier or harder?  Does it require more time and if so when?  What changes are required to your schedule and are you willing to make those changes or sacrifices.  Formulate a plan of attack - get support from your family and friends, and execute your plan.

2.  Be specific in your goals.  Use S.M.A.R.T and balanced goals (Zig Ziglar's wheel of life) like I've talked about in my recent 2012 goal post.  Post the goals and your plan in visible places and review it often.  Find ways to reward yourself for meeting goals.  Have a friend or family member go over your goals with your and help hold you accountable.

3.  Think about who YOU want to be.  Why are you doing this?  What is the point of the resolution?  Did someone coerce you into making this resolution?  Are you resolving to lose weight only because of what others think of you?  What are your motives?  The reason I ask these question are because you have to OWN your resolution.  It has to fit YOUR personality, dreams, and aspirations.  If it is yours and you care about it then you are less likely to give it up.  Don't do it just because someone else said you should.

4.  Obviously be patient - be persistent - and persevere.  If you are trying to create a new habit or break an old one be ready to struggle with it for at least 2 months before it becomes second nature.  Don't be disappointed by minor setbacks.  Use the 80/20 rule.  If you are successful 80% of the time and cheat or fail 20% of the time - then that is still pretty good and you'll keep your sanity through it all.  Don't give up.  If the horse bucks you off  - get back on and tell him whose boss.

5.  Don't do it alone.  Find someone to help you or even partner with you for your resolutions.  This might be several different people.  Friends, family, coworkers, etc.  You might have one friend who you work out with, another who is your prayer and bible study partner, and another who you start a book club with where you each read the same books.  Your family might all join in on a resolution and do it together.  Make sure they agree and you don't just drag them along though!  There is strength in numbers and anything done with others is not only fun, but also a way to build and strengthen relationships.

The Body by Vi challenge can be life changing if you are up for it!  I am excited about it after only 3 weeks.  I've lost about 11 pounds, several inches, feel great, and have such increased energy and motivation towards all my other goals - not just health and fitness.  

1.  The Body by Vi challenge is easy and makes weight loss simple. Instead of wasting time worrying about what you can and can't eat, dieting, shopping, and preparing food - you can drink delicious, nutritious, and healthy ViSalus Vi-Shape Shakes for breakfast and/or lunch.  This saves you time & money and helps give you a leg up towards your health & fitness goals.  It is EASY to incorporate the Body by Vi challenge into your normal routine.  I've had no issues over the past 3 weeks.  

2.  The Body by Vi 90 day challenge encourages you to set SMART goals and helps you track them online, get support through online communities, local Body by Vi teams, and incentives such as free product and extra income for your family.  My motivation to lose weight went through the roof when I learned that I could actually get PAID as a result of it.  Sure, you can get a lot of this through other programs - but I've tried most of those and never lasted 3 weeks.  

3. The challenge is personal.  Most everyone is using the same product but they all have different goals and approaches.  Many want to lose weight, others want to improve health (cholesterol, blood sugar, BMI, etc.), and many have specific fitness goals they are trying to accomplish such as shaving time off a marathon, building up lean muscle, or getting into the best shape of their life.  The challenge also has financial implications so many who become distributors have goals to earn a certain income promoting the challenge and even earn a free BMW.  

4. Each round of the challenge is 90 days - so if you stick it out then you likely have been successful and have new & better habits.  Nearly everyone who goes through the challenge just repeats it over and over with new goals.  It works - so why stop?

5. When you're on the challenge you are NOT alone.  You have an incredible support team of people in your area and online who are doing the challenge with you.  It;s like a new extended network of friends and family who only want to see you succeed and are willing to help you every step of the way.

To learn more about the Body by Vi 90 Day Challenge, visit my blog page here.  Please contact me directly if you have questions!

Ready to Join the Challenge today?  Go to my site at BodyByViProduct.com to get started!  

I wish you a very happy new year in 2012 and hope that whatever you resolve to do, you are successful in it!

  

Wednesday, December 28, 2011

Debt Snowflaking - 25 Ways to Find Extra Money and Pay Down Debt

Debt Snowflaking - 25 Ways to Find Extra Money and Pay Down Debt:

"If you have debt, you may feel a sense of desperation and a desire to eliminate it as soon as possible. Reducing your monthly expenses and developing an aggressive debt repayment plan is a great start. Depending on the severity of your situation, you may want to stop using credit cards during this time as well.
Even if you aren’t creating additional debt, you may still feel discouraged by how long it will take to rid yourself of your existing debt. Fortunately, you’re far from helpless. To accelerate your debt repayment, consider snowflaking.
Snowflaking is the process of using extra money gained here and there to pay down your debt above and beyond your planned monthly payment. Ideally, when snowflaking, you immediately apply any extra money to your debt as soon as you make it. Thereby, you can lower your balances and interest you owe, which can decrease your debt exponentially, especially if you pay a high interest rate.
There are a number of ways to create extra revenue that can be applied to paying off your debt. Use one or several of these techniques, and you may find yourself paying off your debt far sooner than expected."

Read more...
'via Blog this'

Tuesday, December 27, 2011

Blog Giveaway: Free YNAB Budgeting Software


I'm excited to announce a new blog giveaway, thanks to YouNeedABudget.com.

The winner will receive:

A Free Download of the YNAB Software
$60 Value!
Features Include:
  • Budgeting at its best with revolutionary budget interface
  • Import bank transactions | Easy data export
  • Easy money management
  • Scheduled transactions
  • Inline transaction splitting
  • Net worth & spending reporting
  • Powerful search
  • For Windows or MAC
  • No evil-upgrade policy
Start the New Year off Right with a handle on your finances!  
YNAB 4 Rules

HOW TO WIN:
This is my first blog giveaway using the Rafflecopter Application.  It makes entering easy and will simplify the process for monitoring the giveaway and selecting a winner.  Use the application below to enter and follow directions where they are given.  If you have questions contact me via email!  

There is only 1 mandatory entry - "Like YNAB on Facebook".  All other entries are optional but give you additional chances to win (up to 9 entries).

Eligibility: No restrictions, all are eligible to win.  
Ends: Giveaway ends Sunday 1/8/12 at 12AM EST



a Rafflecopter giveaway

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